Vanguard Annuity Advisor Services

Vanguard Annuity Advisor Services


Vanguard will be transitioning the client service and account administration for the Vanguard Variable Annuity to Transamerica, the issuer of the annuity, by December 2020.

For many clients, annuities are an important part of their retirement planning. Yet, for advisors, fully understanding and helping clients assess their annuity options can be a complex and time-consuming process. That’s where our Annuity Advisor Services Team can help.

Whether you’re reviewing different types of annuities or evaluating the details of an existing annuity contract, we’re here to support you as you help your clients make well-informed decisions that can help prepare them for a comfortable retirement.

Our team can help you:

  • Evaluate the terms of existing contracts.
  • Compare different types of annuity products.
  • Access online contract data for easier portfolio assessment.
  • Stay current on industry developments.
  • Ensure the smooth transition of any contracts that move to Vanguard.

Call us

Want to learn more about how Annuity Advisor Services can help? Just give us a call at 866-226-2528 on business days between 8 a.m. and 8 p.m., Eastern time.

Annuities available through Vanguard

We partner with well-known insurance carriers to offer a selection of low-cost annuities. We have fixed and variable options designed for tax-deferred savings or guaranteed retirement income.

Saving for retirement

Annuity option May be appropriate for clients who seek …
Deferred variable annuity Tax deferral and potential long-term growth through participation in the market.
Fixed deferred annuity A stable rate of return over a set period of time (typically three–seven years).

Income in retirement

Annuity option May be appropriate for clients who seek …
Income annuities

A fixed income at a guaranteed rate.

Flexible terms allow payments to start as soon as 30 days or as late as a client’s 85th birthday. So depending on when a client wants to start receiving payments, you can choose:

  • Single-premium immediate annuity.
  • Deferred income annuity.
  • Longevity insurance.
  • Qualified longevity annuity contract.
Deferred variable annuity with a lifetime withdrawal benefit Steady income payments while remaining invested in the markets. Withdrawals have the potential to increase but will not go down as a result of market volatility.


  • All investing is subject to risk, including the possible loss of the money you invest.
  • Guarantees are subject to the claims-paying ability of the issuing insurance company. The underwriting risks, financial obligations, and support functions associated with the products are the responsibility of the issuing insurance company. The issuing insurance company is responsible for its own financial condition and contractual obligations.
  • Deferred variable annuities are long-term vehicles designed for retirement purposes and contain underlying investment portfolios that are subject to market fluctuation, investment risk, and possible loss of principal. If you take withdrawals from a variable annuity prior to age 59½, you may have to pay ordinary income tax plus a 10% federal penalty tax.