Our insights straight
to your inbox

Our insights straight to your inbox

Receive our latest Advisor's Digest
research
and commentary sent the
first business
morning every week.

A weekly digest of our latest research and commentary. Topics include the economy and markets, portfolio strategy, ETFs, and practice management.


Fund openings/closings, fund manager changes, dividend distributions, webinars, and other events you might want to know about.



Already registered? Log on to
manage your
email subscriptions.

STAY CONNECTED

LinkedIn  LinkedIn

  Mobile access
  RSS feed

Tax planning

Tax planning

Helping you interpret topical tax-planning issues

Getting back on track: A guide to smart rebalancing

Podcast: Learn how new U.S. tax law can affect deductions

Audio  |  Transcript available

In this 14-minute podcast, Vanguard Senior Tax and Wealth Planning Specialist Jackie Youssef tells advisors how the new tax law affects clients' tax planning, with a focus on how it can affect standard deductions.

In this 14-minute podcast, Vanguard Senior Tax and Wealth Planning Specialist Jackie Youssef tells advisors how the new tax law affects clients' tax planning.

  Listen to audiocast

 | 

  Read transcript

A better approach to Roth conversions

Audio  |  Transcript available

In this 14-minute podcast, Vanguard Wealth Planning Specialist Boris Wong discusses when Roth conversions make sense from a tax perspective. Wong describes how investors might estimate their break-even tax rate for a Roth conversion.

In this 14-minute podcast, Vanguard Wealth Planning Specialist Boris Wong discusses when Roth conversions make sense from a tax perspective.

  Listen to audiocast

 | 

  Read transcript

A BETR approach to Roth conversions

Whitepaper

Investors typically decide whether to convert to a Roth IRA from a traditional IRA by comparing their current and expected future marginal tax rates. This research introduces a break-even tax rate (BETR) to help investors decide whether they should make a conversion.

This Financial Planning Perspectives paper introduces a break-even tax rate (BETR) to help investors decide whether they should make a Roth conversion.

  Read executive summary

 | 

  Read white paper

The new tax law's impact on stocks, bonds, and the economy

Article

Economic growth should benefit, at least over the short term, and it's mostly positive for corporate bonds. Impact on stocks and munis is mixed.

Economic growth should benefit, at least over the short term, and it's mostly positive for corporate bonds. Impact on stocks and munis is mixed.

  Read article

Why does the taxman hope you’ll invest in hedge funds this year?

Blog

Tax reform might hit hedge fund investors hard. Chris Tidmore shows how wide the gap between gross and net returns could be for investors.

Tax reform might hit hedge fund investors hard. Chris Tidmore shows how wide the gap between gross and net returns could be for investors.

Read blog  

Why does the taxman hope you’ll invest in hedge funds this year?

Article

Tax reform might hit hedge fund investors hard. Chris Tidmore shows how wide the gap between gross and net returns could be for investors.

Tax reform might hit hedge fund investors hard. Chris Tidmore shows how wide the gap between gross and net returns could be for investors.

  Read article

Why does the taxman hope you’ll invest in hedge funds this year?

Blog

Tax reform might hit hedge fund investors hard. Chris Tidmore shows how wide the gap between gross and net returns could be for investors.

Tax reform might hit hedge fund investors hard. Chris Tidmore shows how wide the gap between gross and net returns could be for investors.

Read blog  

Vanguard's take on the tax bill

Article

Despite several important changes, the legislation preserves most of the existing incentives for investors and retirement savers.

Despite several important changes, the legislation preserves most of the existing incentives for investors and retirement savers.

  Read article

Tax-smart tips to rebalance your clients’ portfolios

Article

Rebalancing client portfolios helps maintain their risk profile. This blog post offers some tips to rebalance in a tax-efficient manner.

Rebalancing client portfolios helps maintain their risk profile. This blog post offers some tips to rebalance in a tax-efficient manner.

  Read article

Tax-smart tips to rebalance your clients’ portfolios

Blog

Rebalancing client portfolios helps maintain their risk profile. This blog post offers some tips to rebalance in a tax-efficient manner.

Rebalancing client portfolios helps maintain their risk profile. This blog post offers some tips to rebalance in a tax-efficient manner.

Read blog  

How to handle RMDs and other year-end planning tips

Audio  |  Transcript available

In this 14-minute podcast, Maria Bruno of Vanguard Investment Strategy Group offers tax and other financial planning tips for year-end. She focuses on required minimum distributions and explains why planning for RMDs is a multiyear process.

In this 14-minute podcast, Maria Bruno of Vanguard Investment Strategy Group offers tax and other financial planning tips for year-end.

  Listen to audiocast

 | 

  Read transcript

HSAs: The tax code’s next sleeper hit

Blog

Health savings accounts (HSAs) can be a practical addition to your advisory toolkit. Andy Clarke explains how.

Health savings accounts (HSAs) can be a practical addition to your advisory toolkit. Andy Clarke explains how.

Read blog  

Are you overlooking HSAs as a retirement savings tool?

Audio  |  Transcript available

Health Savings Accounts (HSAs) can help clients cover medical costs, but they also can be a useful retirement planning tool. In this 12-minute podcast, Vanguard's Andy Clarke and Jonathan Kahler detail how you can help clients leverage HSAs to save for retirement.

Health Savings Accounts can help defray medical costs, but could they also be a retirement savings tool? Find out their tax benefits in this 12-minute podcast

  Listen to audiocast

 | 

  Read transcript

HSAs: An off-label prescription for retirement saving

Article

More people are adopting high-deductible health plans and Health Savings Accounts (HSAs) to cover their medical costs. But HSAs can do more than defray medical costs, they can be leveraged as a tax-advantaged retirement tool. This research paper details how.

Health Savings Accounts are a tax-advantaged savings option that can help clients cover medical costs or save for retirement. This paper details how.

  Read article

Charitable giving: three steps to a successful plan

Whitepaper

Many of your clients may be interested in donating to charity, and there are techniques for doing so that can maximize their philanthropic goals and overall wealth plan. This white paper examines the advantages and disadvantages of common charitable giving strategies.

This white paper examines charitable giving strategies and techniques for maximizing clients' philanthropic goals.

  Read executive summary

 | 

  Read white paper

Helping your clients face their college-financing fears—Part 2

Blog

College tuition is frighteningly expensive, but you can help your clients face that fear by arming them with a solid and savvy spending strategy.

College tuition is frighteningly expensive, but you can help your clients face that fear by arming them with a solid and savvy spending strategy.

Read blog  

Helping your clients face their college-financing fears–Part 1

Blog

College tuition is frighteningly expensive, but you can help your clients face that fear by arming them with a solid and savvy spending strategy.

College tuition is frighteningly expensive, but you can help your clients face that fear by arming them with a solid and savvy spending strategy.

Read blog  

Year-end financial planning moves to manage the Roth conversion “zone”

Blog

Are you and your clients are thinking about Roths beyond retirement? We have a few tax smart tactics to consider as part of your year-end planning conversations.

Are you and your clients are thinking about Roths beyond retirement? We have a few tax smart tactics to consider as part of your year-end planning conversations.

Read blog  

Roths beyond retirement: Maximizing wealth transfers

Whitepaper

Roth IRAs are a staple in retirement planning conversations, but they can be useful in estate planning as well. This paper explores using Roth conversions to achieve, or amplify, clients’ wealth transfer goals and factors to consider when doing so.

This Financial Planning Perspectives explores using Roth conversions to help achieve clients’ wealth transfer goals.

  Read executive summary

 | 

  Read white paper