How America Saves 2018: Telling the retirement story with data

June 15, 2018

HAS 2018

The 17th edition of How America Saves is here! This comprehensive report analyzes the retirement savings behavior of 4.6 million plan participants and serves as a valuable reference tool for advisors. The report offers useful insights into current issues affecting defined contribution (DC) plans, including employer contribution trends, automatic plan features, use of target-date funds, and use of advice services.

In addition to How America Saves, you'll find other incisive research from Vanguard on this page that can help you address client needs. Developed by long-tenured experts, our innovative and forward-looking research draws on technical knowledge for real-world insights on the challenges your clients may be facing.

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Benchmarking by industry

Benchmarking 2018

You will find benchmark data for various industries, compiled from our comprehensive data systems. Learn more by downloading a report for a selected industry—or enter your plan data to create a custom benchmark report.

Ambulatory health care services
Architecture and engineering
Finance and insurance
Legal services
Mining, oil, and gas


  • Investments in target-date funds are subject to the risks of their underlying funds. The year in the fund name refers to the approximate year (the target date) when an investor in the fund would retire and leave the workforce. The fund will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. An investment in a target-date fund is not guaranteed at any time, including on or after the target date.
  • All investing is subject to risk, including the possible loss of the money you invest.
  • Links to third-party websites will open new browser windows. Except where noted, Vanguard accepts no responsibility for content on third-party websites.

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