Are you overlooking HSAs as a retirement savings tool?

October 19, 2017


An episode in Vanguard's Investment Commentary series

From 2006 to 2016, Health Savings Account (HSA) holdings have ballooned from $1.7 billion to $37.0 billion in assets.1 HSAs are a fast-growing, tax-advantaged savings option for investors that can help cover medical costs—but they could be a retirement savings tool as well.

In this 12-minute podcast, Vanguard's Andy Clarke and Jonathan Kahler, coauthors of HSAs: An off-label prescription for retirement saving (an installment in our Financial Planning Perspectives research series), discuss the why, what, and how of HSAs as well as the appeal of using HSAs to save for retirement.

1 The Kaiser Family Foundation and Health Research & Educational Trust, 2016. Employer Health Benefits 2016 Annual Survey. Menlo Park, Calif.: Henry J. Kaiser Family Foundation; and Chicago, Ill.: Health Research & Educational Trust.


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